Crime Solvers Central
Crime Solvers Central
302 Cases Solved. Advancing justice for missing persons, unsolved homicides, unidentified and unclaimed remains.

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Terry Ann Chermak, 49, was last seen after leaving work in Greenville on September 9, 2022. Family became concerned when texts from her phone changed in tone and content, including a message to her boss saying she had COVID; a missing persons report was filed on September 17.

Investigators searched her home on Neely Ferry Road in Laurens, South Carolina and found her body buried in a shallow grave on the property. An autopsy determined she died from a single gunshot wound to the back of the head; evidence indicated a bag had been placed over her head and her body was wrapped in a blue tarp secured with zip ties.

Suspicion fell on her fiancé, William Loyd Cagle, who also went by Todd. Investigators located purchases tied to him — a blue tarp, zip ties, and a shovel — from a local hardware store, and he was arrested in Denver on the same day the body was found. Prior to the disappearance, Chermak had been texting her sister that she no longer wanted to marry Cagle. Did anyone in the Greenville or Laurens area notice unusual activity around Neely Ferry Road in September 2022?